Reviews
State Farm® Agent Darby South
Our customers are the center of our universe and we're grateful for them.
If you're willing to share your experience about your interaction with our agency, it'll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.
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What our customers say about us...
John G
October 2, 2026
"To be fair, Darby was professional, responsive, and took the time to contact State Farm underwriting to answer my questions. My three-star rating reflects my experience with State Farm's underwriting process and the outcome, not Darby's professionalism or willingness to assist.
I have been a State Farm customer for approximately 39 years, with homeowners, auto, and umbrella coverage across multiple states. When I recently sought new home and auto coverage in Montana, I was disappointed to learn that State Farm would not even provide a quote unless I authorized access to consumer-report information, including credit information.
To be clear, I have very good credit. My objection was not about what State Farm might find. It was a matter of principle. After nearly four decades as a State Farm customer, I did not believe access to my credit information should be a prerequisite simply to receive a quote, particularly given State Farm's extensive history with me as an insured customer.
I understand that State Farm is permitted to use credit-based information as part of its underwriting process in Montana. My concern is that my longstanding insurance history and existing relationship were not sufficient to provide an alternative path to obtain a quote without authorizing access to my credit information.
I ultimately obtained the Montana home and auto coverage through another insurer.
After approximately 39 years with State Farm, I expected the customer relationship and history to carry considerably more weight. This experience was disappointing and ultimately caused State Farm to lose my new Montana business."
"John - I am sorry for your experience with State Farm's underwriting. I appreciate you sharing your frustration. I will be in touch to discuss this with you."
Kim Heaton
September 30, 2026
"Darby is knowledgeable, responsive, genuine, and incredibly easy to work with. He takes the time to explain everything clearly and is always happy to answer questions. We especially appreciate that he gives you the information you need to make an informed decision without ever making you feel pressured. We highly recommend working with Darby!
We also have to recognize Christie for her kindness, knowledge, and willingness to help anytime we call. Whenever I’ve reached out for assistance, she responds quickly and efficiently and is always a pleasure to work with.
Darby and Christie make a great team, and we truly appreciate the excellent service they provide. Highly recommend!"
"Kim - Thanks for the kind words. I am glad we were able to assist you with your insurance needs and that you had such a positive experience! We are all thankful for your trust in my agency. "
Sue Forest
September 30, 2026
"Very informative and provided us options that were suited to our needs."
"Sue, Thank you for your review! We enjoyed assisting you with your insurance needs today. We look forward to seeing you at our office again! Darby
"
keith lewis
September 23, 2026
"Darby took us step by step in updating all our policies. He was exceptional, no pressure, just what needed updating."
"Thanks for the kind words, Keith & Rita. I am happy to hear you had a great experience during your recent visit to our office. We are looking forward to the next time you stop by!"
Kay Montana
July 10, 2026
"We’ve been long term customers of State Farm. In reviewing our insurance policies, we appreciated Darby’s time and recommendations based upon our personal and lifestyle needs. Darby listened and provided rationale for his recommendations so that we could make the best decisions. Darby and his staff are.friendly and easy to work with."
"Kay - I appreciate your kind words. I'm thankful for the opportunity to work with both of you, your trust in my agency & State Farm. Thank you for taking time to provide your feedback & the review."
Ryan Ewer
June 11, 2026
"Melissa and Crystie make things so easy. I always appreciate their good attitude and willingness to help."
"Ryan - Thank you for your review & kind words for Melissa & Crystie! They certainly work hard to be sure they are providing you & all our insured's the best service possible. We appreciate your business & trust in my agency & State Farm. "
Suzi Olson
June 4, 2026
"Darby is fantastic to work with. He’s professional, knowledgeable, and genuinely takes the time to understand your needs without ever being pushy. He explains insurance options clearly and makes the whole process easy and stress-free. I really appreciate his personable approach and the confidence that comes from working with someone who knows their industry so well. Highly recommend Darby to anyone looking for an insurance agent they can trust."
"Suzi, Thank you for the review! I am happy to hear you had a great experience during your & Brad's recent visit to our office. We are very thankful for your trust in my agency & State Farm!"
Emily Herndon
May 29, 2025
"I have been with Darby South for 14+ years - both business and personal insurances
8+ years ago he suggested an insurance that literally saved our family's financial future. I couldn't thank him enough for his wise advice.
Staff - friendly, wonderful, helpful! His staff has been the same for years!
Honest - will literally tell me to go somewhere else when State Farm cannot beat a price or coverage.
They know my name when I walk-in. They go the extra mile."
"Emily - Thank you for your kind words. We are blessed to have you & your family's trust & faith in my agency. It is always a pleasure visiting with you when you call in or come in. Merry Christmas & Happy New Year to you & your family."
Lori Sayler
January 30, 2025
"Great customer service every time we visit with him. We have been with State Farm for over 50 years and always received fair and honest care."
"Lori - Thank you for your kind words & 5-star review. My team & I are very thankful for the opportunity to work with you & Kim!
Regards - Darby"
Julie Fullerton
July 11, 2024
"I have been doing business with Darby South State Farm Insurance for many years. They have always been so professional and helpful and they have provided such an exceptional experience. They are very friendly and have answered all my questions.They have been timely in meeting my needs. I am impressed with Darby and all of his staff. Thanks for your great service!"
"Julie - Thank you so much for your review of my office & your kind words! We are so thankful for your family's trust in my team & I. We look forward to the opportunity of many more years working with you & Rick!"
Roger Sanford
June 21, 2024
"Darby and all the employees have been great to work with even during accidents. We have several cars, homes and trailers that are insured with zero issues with any of them. You can't go wrong using Darby South for your insurance needs."
"Roger - Thank you for your 5 Star Google review & your kind words for my office. We are so happy to hear that you are pleased with the service we provide! We are grateful for your business and trust! Darby"
Hollis Shermna
June 14, 2024
"We just moved to town and Melissa and team were the best welcome ever. It was the easiest setup of coverage that I ever experienced. They took care of contacting my previous provider, completing all the paperwork and kept me informed along the way. The customer service was amazing."
"Hollis - Thank you for your kind words & review of Melissa & my office. I am thrilled to hear that your experience was easy, welcoming & amazing. We are excited to work with you moving forward. Darby"
Bonnie Behrend
May 30, 2024
"Darby was so helpful working with FEMA and helping resolve some issues we had. He spent a lot of time on this project and we were VERY pleased with the results! I also appreciate his diligence and his integrity!"
"Bonnie - Thank you & for your kind words. My office & I am so fortunate to have you as customers. We wouldn't be here without you & your belief in us!"
Jennifer Mangold
December 24, 2023
"Christie Rhodes is one of the wonderful staff members I've encountered. She is very efficient and pleasant while conducting business! It is impossible to be in a bad mood after speaking with Christie."
"Jennifer - Thank you for your review & kind comments about Crystie. Crystie certainly prides herself on being upbeat & kind to everyone she encounters. We are very happy Crystie is on our team! Happy New Year to you & yours. "
Patrick Lucas
October 25, 2023
"Been with Darby for a few years. Best rates I can find. And they work with you when times are hard. I did shop rates recently do to going to full coverage and I found not even progressive can beat them. And its local. That's the best part in my opinion. Also Crystal is great ! Helped me troubleshoot my issues and help me understand the insurance world"
"Patrick - Thank you for your Google review. We are blessed to have the opportunity to work with you! Crystie, Melissa, Steve & I are here to make sure you are protected, as well as answer any questions you may have when it comes to the "insurance world". We sincerely appreciate your kind words."
Alexis Owens
August 21, 2023
"Very accommodating, kind and helpful!"
"Alexis - Thank you for your kind words. We are very appreciative of the opportunity you provide us to work with & for you! "
Michelle Jorgensen
June 17, 2023
"Melissa Bailey made the transition back to State Farm so easy and saved my family and I a bunch of money. I’ve had the privilege to work with Melissa in the past and if you are ever looking for an insurance agent she if definitely your lady. Thank you Melissa!"
"Michelle - Thank you for your review. Melissa is an outstanding person & we are very blessed to have her on our team. She works hard to ensure all our customers are receiving exceptional customer service with a smile on her face & in her voice."
Nevada Daymude
May 21, 2023
"Crystal was great, and the customer service was excellent. She stayed on the phone with me fir about an hour making sure that the auto and home policies wrte exactly what we needed for a very fair price. I am very pleased with this company"
"Nevada - Thank you for your review & comments. Crystie works hard to be sure we are providing exceptional customer service. She & my Office Manager Melissa Bailey are consummate professionals. We look forward to working with you for many years moving forward."
Patty Radcliff
April 6, 2023
"I am so pleased we found Darby South State Farm agent! We have been working with Melissa to get new policies setup for our move to Montana. She was extremely helpful and very easy to work with. We are in the process of building a home & she assisted us with a professional attitude & timely response. I highly recommend this office to take care of all your insurance needs."
"Patty - We are thankful for the opportunity to work with you & Keith on your move to MT. Melissa has very much enjoyed working with you. Melissa works hard to personalize your experience to make it as easy as possible. We look forward to continuing the relationship once you are settled in MT."
McKenzie Pearson
March 30, 2023
"Darby and his team really prioritize getting to know you and making sure your needs are met. They take the time to ensure you have a solid understanding of the different options, policies, and what their office offers. While I don’t look forward to having to use my insurance one day, I feel confident in the support I’ll receive from this great team."
"McKenzie - I appreciate your kind words for my agency & team members. We are thankful for the opportunity you have entrusted in us! We look forward to many more years working together. "
Thelma Freer
March 28, 2023
"We are very pleased with Darby South & his staff. They are very knowledgeable, helpful & friendly."
"Thelma - Thank you for your comments. We are very blessed to work with you & John. We are sincerely grateful for your trust in my agency & State Farm."
sam beighle
March 15, 2023
"Darby has always been so helpful in making sure I understand my insurance plans and works hard to get me the best possible rates! I wouldn’t go anywhere else!"
"Sam - Thank you for your review. We are fortunate to work with you & your family. Thank you for your trust in my agency & State Farm."
Phil
March 14, 2023
"Crystie is super friendly an awesome, an willing to take time to answer any questions an help me n understand everything."
"Phillip - Thank you for taking the time to provide a review. We are thankful for the opportunity to work with you & your trust in our office. Crystie does a great job making people feel welcome with a smile on her face at all times."
Savannah Thompson
March 8, 2023
"Crystie is always so nice and super helpful, everytime I call she always has such amazing energy and is super helpful. I would always recommend everybody to reach out to her if they need anything."
"Savannah - Thank you for taking the time to give a review. We are thankful for you & your trust in our office & State Farm. Crystie works hard to make you & everyone she comes in contact with feel welcome & appreciated. "
sarah mitchell
March 3, 2023
"I have been a customer of Darby South with State Farm for over 5 years. I have my home and multiple cars insured through them. Melissa Bailey makes everything from adding a car to general questions easy and dare I say enjoyable!?! This sounds fake but it is TRUE! I just changed over a policy and was able to handle it in one swift call. She makes me laugh and feel very comfortable. This has been my experience each time I need to reach out. I recommend them with confidence!"
"Sarah - We are thankful for the opportunity to work with you & look forward to many more years! Melissa, as you have come to know, is outstanding & never leaves home without her sense of humor :). "